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BANKING SOFTWARE DEVELOPMENT COMPANY

Building Secure, Scalable and Future Ready Digital Banking Solutions.

From core platforms to mortgage software and payment systems, Prodgrade develops software that meet compliance, improve service and support real transformation in finance industry.

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banking software development company

Custom Banking Software Solutions We Deliver

Prodgrade provides banking software development services that fit regulated work, tight dates and everyday customer needs. Whether you are replacing a legacy core, adding a payment layer or launching a mobile first bank, we ship clear software that scales, leaves strong evidence for audits and stays easy to operate. Our financial and banking software development services cover retail, business and private banking with the same focus on control and growth.

Custom Banking Software

We build digital core platforms that post transactions in real time and keep a clean record for every account. Multi branch, multi-currency and multi-language support come standard so expansion does not require a rebuild.

Payment Processing Software

We design payment flows for transfers, cards, wallets and QR journeys. Speed matters and so do losses which is why we pair fast paths with live risk checks that learn from your data.

Mobile Banking App Development

Your app should feel quick and safe on day one. We ship iOS and Android with careful sign in, simple tasks and alerts that help not distract.

Investment and Wealth Management Platforms

Advisors need context and clients want a clear picture. We give both groups tools that update in real time and stay consistent across channels.

Mortgage and Lending Software

Mortgage work crosses many desks. We give borrowers a clear path and staff one workspace, so status is never guesswork.

Banking CRM Software

We build CRMs that speak banking. Teams track onboarding, service and offers without duplicate entry and with the full client story in one place.

Regulatory and Compliance Software

Controls should live close to the work. We automate checks, keep evidence tidy and make reports simple to produce when examiners ask.

Private Banking Software Solutions

High net worth clients expect clarity and discretion. We build tools that deliver both without adding friction to reviews and approvals.

Who We Serve in the Banking Ecosystem

Retail and Commercial Banks

Credit Unions & Cooperative Banks

Digital Banks

Mortgage and Lending Providers

Remittance Platforms

Investment Firms

Fintech Startups

Private Banks and Advisors

Regulatory Agencies and Institutions

Our Banking Software Development Process

We keep delivery honest and transparent. As a banking software development company, we plan with your risk team, we show work builds often and we record choices, so audits move without stress. Each stage ends with something you can review which keeps scope clear and decisions visible.

Discovery and Planning

We start by learning your products, your users and your controls. Short workshops turn goals into stories we can build. You get a first release plan that proves value early rather than a long wait for a big reveal.

Design must be simple and safe. Architecture must be clear and easy to run. We align journeys and data models with operations and policy before code starts so rework is rare.

Work runs in sprints. You see progress every two weeks, not promises. Reviews and tests protect quality while momentum stays steady.

Banks run on links. We connect cores, gateways, bureaus and tools with contracts that are simple to test and simple to debug.

We test like regulators will. Function, load, security and accessibility checks run on each building. Failures are visible and fixed early.

Cloud or on premise, we use CI and CD to move builds in small steps. Rollback is simple. Monitoring shows health in real time so go live feels routine.

After launch we watch signals and improve what matters. Rules change, products grow and users expect more. We keep pace without drama.

Security and Compliance at Every Step

Security is the base, not an add on. Our banking software development services follow your policy and the standards that matter in your markets. Controls live in design and code, so reviews are faster and evidence is always close.

Our practices include

  • Data encryption: Sensitive data is protected in transit and at rest. Keys rotate on schedule and secrets stay in a vault.
  • Strong authentication: MFA with biometrics or one-time codes. Sessions expire on policy and trust devices is checked at login and on risky actions.
  • PCI DSS alignment: Card flows follow PCI guidance. Storage is scoped, logs are masked and key handling is correct from day one.
  • Privacy by design: We support GDPR and CCPA needs. People can see, export or remove data when the law requires it.
  • Role based access: Least privilege by default. Clear roles for staff, partners and systems with trials you can search and export.
  • KYC and AML controls: Automated checks, sanctions screens and alert queues. Reviews move to the right owner with context and deadlines.
  • Audit trails and monitoring: Every action has a trace. Dashboards show health, fraud signals and policy breaks in real time with drill downs.
  • Pen tests and code scans: Routine testing finds weak spots early. Findings become tickets with owners, dates and visible closure.
  • Secure SDLC: Threat models, peer reviews and dependency checks are part of daily work, not a one-time sweep near launch.
  • Cloud controls: AWS, Azure or GCP with network rules, backups and failover that match your policy and your risk appetite.

Advanced Technologies We Integrate in Banking Software Development

Modern banking needs speed, insight and trust. We add the right tech to support those goals then keep the stack lean so change stays simple. These choices help teams serve users, manage risk and grow with confidence.

Models score fraud in real time, rank credit risk and suggest next best actions for service teams. Chatbots handle simple questions so agents focus on hard cases.

Distributed ledgers provide a shared record where traceability matters. We use them where many parties need the same source of truth without long reconciliations.

blockchain

Leaders need facts not noise. We wire data to boards that update quickly and support action across product, risk and service.

Cloud native builds scale with demand and lower lead time for new features. Cost controls and isolation keep spend and risk in line.

Bots remove copy paste work and reduce errors. Staff handle exceptions while the system handles the rest.

Defense in depth across apps, network and device. Signals combine to stop threats before users feel them.

Third-Party Integrations We Support

In modern banking no platform stands alone. We build connections in mind, so custom banking software development fits your ecosystem on day one and grows with new partners over time. Each link is documented, secured and tested for load.

  • Payment gateways and processors: Cards, wallets and account to account flows with clear retries and receipts.
  • KYC and AML platforms: Identity checks and watchlist screens that keep onboarding fast and safe.
  • Credit bureaus and risk engines: Pull scores, enrich data and apply your rules before funds move.
  • CRMs and ERPs: Customer context and finance data stay in sync, so teams act with the same facts.
  • Accounting and finance tools: Ledger, tax and reconciliation stay accurate with clean feeds from core systems.
  • Cloud and hosting providers: Secure and predictable environments with regions that match your policy.
  • Messaging and communication: Reliable delivery for alerts and one to one message.
  • Open banking and bank APIs: Consent flows and data pulls that respect user rights and audit rules.

Every integration is wrapped with tests and clear logs. If a partner is slow or offline the app degrades with grace and tells the user what to do next.

Why Prodgrade is Your Ideal Development Partner

You want a banking software development company that delivers on time, meets policy and leaves a platform your team can run. That is our focus. We mix careful engineering with clear communication, so work feels predictable and results hold up in production and in audits.

Deep banking and fintech knowledge

We understand deposits, lending, cards and payments. We plan with product, risk and operations so choices match policy and real work.

End to End delivery with one accountable team

Strategy, design, build, test and support stay with us from start to scale. Context is not lost and handoffs stay light.

Client-Centric Approach

Your goals and users shape the backlog. We show options with impact and cost, so tradeoffs are visible before work begins.

Agile and Transparent Process

Short sprints, small merges and steady demos. You see progress often and you can steer priorities without waiting for a big reveal.

Long Term Support and Upgrades

Updates, monitoring and small features land on a calm rhythm. Your platform keeps improving without drama and with clear notes you can share.

Security and Compliance First

Architectures are modular and well logged. Controls are part of the base. Reviews move faster because evidence is already in place.

Proven results across regulated teams

Banks, payment firms and fintechs trust our banking software development services for uptime, speed and user trust. References are available under NDA when needed.

Other Industries We Work With

Lessons from nearby fields help banking programs. We bring patterns from these spaces and adapt them to your rules and your market.

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Travel and Hospitality

Enhancing guest journeys through AI-driven personalization, smart bookings, and seamless service.

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Telecommunication

Streamlining telecom operations with AI for smarter networks, uptime, and customer support.

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Finance

Strengthen financial operations with intelligent platforms that ensure compliance, mitigate risks & sustainable growth.

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Retail

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Cost and Timeline of Financial Software Solutions

Budgets depend on scope, partners and controls. Use these ranges to plan. After discovery we share a firm estimate with dates you can defend. All ranges include discovery, build, testing and first deployment.

Core Banking Software

Run accounts, deposits, loans and reporting with strong identity and clean audit trails.

Estimated cost: 130,000 – 270,000 USD
Timeline: Six to ten months


Key Features:

  • KYC onboarding with simple flows
  • Posting and reconciliation that stay accurate
  • Staff and customer dashboards
  • Reports shaped for regulators
  • Links to CRM and ERP

Digital payment system

Move funds fast across cards, wallets and account to account rails with fraud screens that learn.

Estimated cost: 80,000 – 160,000 USD
Timeline: Four to eight months


Key Features:

  • Real-time transactions with risk checks
  • Multi-currency and live rates
  • QR and wallet journeys
  • PCI DSS aligned storage and logs
  • Web and mobile apps

Custom Mortgage Software

Guide borrowers and staff from intake to close then into servicing with clear status at each step.

Estimated cost: 60,000 – 140,000 USD
Timeline: Three to six months


Key Features:

  • Application with document capture
  • Eligibility and underwriting paths
  • Amortization and reminders
  • Secure storage and e signature
  • Agent, borrower and admin views

Digital banking platform

Launch a mobile first bank with core products, cards and live analytics that scale.

Estimated cost: 100,000 – 240,000 USD
Timeline: Six to eleven months


Key Features:

  • Account, card and wallet features
  • Savings and lending modules
  • Admin and Compliance consoles
  • Alerts and real time insights
  • Partner ready APIs

Fraud detection and risk engines

Score events with models and rules to stop loss without blocking good users.

Estimated cost: 70,000 – 150,000 USD
Timeline: Four to seven months


Key Features:

  • Behavior analytics and triggers
  • AI scoring with review queues
  • Live monitoring boards
  • Reports on audits
  • Links to payments and core

Compliance and reporting tools

Automate KYC, AML and periodic returns with clear evidence for reviewers.

Estimated cost: 50,000 – 120,000 USD
Timeline: Three to five months


Key Features:

  • KYC and AML workflows
  • Risk dashboards
  • Audit ready exports
  • Rule engines and alerts
  • Identity service links

Business Banking Portals

Serve small and mid-size firms with roles, limits and approvals that match policy.

Estimated cost: 70,000 – 160,000 USD
Timeline: Four to eight months

Key Features:

  • Multiuser controls with limits
  • Bulk payments with files and APIs
  • Cash management and sweeps
  • Approvals that mirror your rules
  • Service tickets with status

Card Issuing and Program tools

Manage card creation, controls and disputes with clear messages for users and staff.

Estimated cost: 80,000 – 170,000 USD
Timeline: Four to nine months


Key Features:

  • Issuance and life cycle events
  • Spend limits and merchant controls
  • Disputes with evidence capture
  • Processor and network links
  • Live alerts for users

Custom Fintech Platform

You launch web, mobile and admin that work together. One story across channels, not three versions of truth.

Estimated Cost: $100,000 – $250,000
Timeline: 6 to 12 months


Key Features:

  • Admin panels, mobile apps and web portals
  • Real-time analytics and financial reports
  • Digital KYC and onboarding
  • API integrations with banking systems
  • Modular, scalable architecture

NEED a CUSTOM QUOTE?

Tell us your products, markets and partners. We will share a plan with a timeline that fits your release cycle.

Estimate your project

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Frequently Asked Questions

What is banking software development and why does it matter?

It is the work of building secure and scalable systems for banks, lenders and payment firms. Good software reduces risk; cuts cost and makes service feel easy for users and staff.

Yes. We plan and deliver custom banking software development that matches your products and your risk rules then hand over with docs your team can run.

They do. We handle rates, fees and local rules so cross border flows are clean for users and finance teams.

Controls live in design and code. Encryption, access rules, audits and tests run as part of normal work. We align with PCI DSS, GDPR and KYC AML needs.

Small tools can land in two to three months. Larger platforms need six to twelve months. After discovery you get a plan with dates and proof points.

Yes. Cores, CRMs, ERPs, bureaus and gateways connect through secure APIs and events with clear logs.

We do. Monitoring, updates and new features roll out on a steady rhythm, so the product keeps improving.

We mix domain knowledge with careful engineering and simple communication. We measure results in uptime, speed and user trust.

Yes. We design desktops, tablets and phone so people can bank anywhere with the same level of safety.

We prepare evidence, logs and reports as part of normal work. When audits arrive your team has what they need without a scramble.

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Email: coreitlogic.usa@gmail.com
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